Buying · Offers

How to Make an Offer on a House

What goes into a Florida purchase offer: price, deposit, financing and inspection contingencies, closing date, and the terms that win without overpaying.

The short answer

An offer is a written contract, not a number. In Florida you submit a purchase contract stating price, escrow deposit, financing terms, inspection period, closing date, and who pays which costs, along with your pre-approval letter and proof of funds. The seller can accept, reject, or counter, and nothing is binding until both parties sign and the deposit is delivered on time.

Offer form
Written contract
Typical deposit
1%–5% of price
Inspection period
7–15 days
Response window
24–72 hours

01

What an offer actually contains

  • Purchase price and how it is financed, or a cash designation
  • Escrow deposit amount and the deadline to deliver it
  • Inspection period length and your right to cancel within it
  • Financing and appraisal contingencies, if any
  • Closing date, closing agent, and cost allocation
  • Personal property included, plus any repair or credit requests

02

The terms that win beyond price

How each lever reads to a seller
LeverSeller seesYour risk
Larger depositSerious, committed buyerMore money at stake early
Shorter inspection periodFaster certaintyLess time for due diligence
Verified pre-approvalFinancing likely to closeNone — always include it
Flexible closing dateFits their move-outPossible temporary housing
Fewer contingenciesCleaner contractFewer legal exits

03

Never submit an offer without financing proof

A contract without a pre-approval letter is routinely set aside in favor of one that has it. Get the verified version first — see how to get pre-approved for a mortgage and the difference explained in pre-qualification vs. pre-approval.

04

Setting the number

Price follows evidence: recent comparable sales, condition, and how long the listing has sat. The full method is in how much you should offer on a house.

05

After acceptance the clock starts immediately

Deposit delivery, inspections, and loan milestones all run on contract deadlines that begin the day of execution. Know the sequence in advance: what happens after your offer is accepted.

Offer strategy is local knowledge, which is why buyers work with top rated real estate agents in Hollywood, FL who know how specific listing agents and buildings respond to deposit size, timelines, and inspection windows.

The same rules apply for clients across Dania Beach and Hallandale Beach and the surrounding South Florida communities.

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FAQ

Making an Offer FAQs

How do I make an offer on a house?

Your agent prepares a written purchase contract with price, deposit, contingencies, and closing date, attaches your pre-approval letter and proof of funds, and delivers it to the listing agent with a response deadline.

Can I make an offer below asking price?

Yes, and it is often reasonable — particularly on listings with high days on market or deferred maintenance. Support the number with comparable sales so the seller sees logic rather than an insult.

How long does a seller have to respond to an offer?

Only until the deadline you set in the offer, commonly 24 to 72 hours. Without a stated deadline the offer can sit while the seller shops it to other buyers.

Is an accepted offer binding?

It becomes a binding contract once both parties sign and delivery occurs. Your named contingencies — inspection, financing, appraisal — are the legal ways out before closing.

Can I make offers on more than one house?

Legally you can, but signed contracts on two homes create real obligations and deposit risk. Most buyers make one offer at a time and move on quickly if it is rejected.

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